Metro Denver Real Estate Center (303) 308-8000

For Buyers


$8,000 First Time Buyer Tax Credit Expires April 30, 2010. 

Call me at 303-308-8000 

 Buying a home is an exciting time in one's life. Making the smart move of choosing us as your REALTOR® is your first step to ensuring that your new home and community meets your needs. Our Buyer Value Package, Expert Advice, & Professional Care, is just the beginning to helping you find the home that best suits you and your situation. For your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.

What all is included in your buyer Value Package?  – Full Carpet Cleaning, Full House Cleaning, Complete Value Opinion prior to your purchase, Full One Year Home Warranty through Blue Ribbon Home Warranty....& MUCH MORE!  (See Below)   

How We Can Help
Before you start looking
Closing Costs

As Your Agent, We Will:

       

  • Assure that you see all the properties in the area that meet your criteria.
  • Include our Buyer Value Package as our gift to you when you use us to buy.  The following are a few of the items we include for you:  Property Appraisal, Property ILC, Property Binder, Property Inspection & Report, Full Property Market Analysis, One-Year Home Warranty, and much more!
  • Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
  • Make sure you don't pay too much for your new home and help you avoid costly mistakes.
  • Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.
  • Expert Advice
  • Professional Care

Some of the basic's:

• I work for you as a buyer's agent through a written agreement and for a pre-determined period of time.

• The period of time can be any you & I both agree on, even as little as one day.

• Signing an agreement does not obligate you to pay me a fee (unless clearly stated and agreed to);

I will usually get paid a commission from the sale by the seller and/or listing agent.

• You would benifit greatly to work with me as a buyer’s agent to ensure that your goals are met in an unbiased manner.

I will be able to assist you in finding your dream home at a price you are prepared for by clearly communicating:

• Price range?

• First-time or repeat buyer?

• Current mortgage status if repeat buyer?

• Estimated available down payment?

• When will you be ready to buy?

• Is your new home purchase contingent on selling your existing home?

• Are you pre-qualified by a lender?

A home is one of the largest purchases most of us will ever make. Just as real estate agents are always saying “location, location, location” when it comes to deciding which home to buy, there’s nothing like“preparation, preparation, preparation.” Before embarking on your search, take the time to create a realistic family-friendly budget and establish with your lender just how much house you can really afford. In my “wish list” section, I’ve listed many features; select the ones that you must have, the ones that you want but could live without; then start cutting if your budget won’t stretch for all the desired features.

Once you are pre-qualified by your lender, begin your search. With a clear understanding of your requirementsand priorities, your search for your new home should be pleasant, satisfying and short.This process can be very time consuming. Take care to schedule house-hunting appointments around your other activities to avoid frustration and before you start looking for your new home:

  • Check your credit rating. Straighten out any errors before its too late.
  • Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.
  • Find a loan programthat meets your needs and get pre-qualified (preferably pre-approved).
  • Choose a REALTOR® that you trust and who understands your needs.
  • Determine what neighborhood best matches your needs.
  • Identify important features you need your new home to have.

Closing Costs to Expect:

  • Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
  • Third-party fees include charges for insurance, title search, and other inspections such as termites.
  • Government fees include deed recording and state & local mortgage taxes.
  • Escrow and interest feesinclude homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

 Listed below are some typical preliminary questions that many home buyers have regarding me & my services:

How many houses did you sell in 2009? – 63 total in 2009.

 

How many houses have you sold in your career? – I have closed slightly over 1,300 properties in 23 years in the business.

 

What does it mean to be in the RE/MAX hall of fame? – Minimum of 500 real estate closings during a Career with RE/MAX (Received the International Award in 2000)

 

RE/MAX Lifetime achievement award? – Minimum of 1,000 real estate closings during a career with RE/MAX(Received the International Award in 2005)

 

RE/MAX Platinum club? – This is an annual RE/MAX Award based on a minimum of 50 real estate closings during a calendar year.

 

Find out how much your closing costs could be.

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Shawn Engel